{"id":1055,"date":"2026-10-25T06:36:00","date_gmt":"2026-10-25T01:06:00","guid":{"rendered":"https:\/\/bulletnews.in\/?p=1055"},"modified":"2026-10-25T06:36:00","modified_gmt":"2026-10-25T01:06:00","slug":"why-you-need-an-emergency-fund-and-how-to-build-one","status":"publish","type":"post","link":"https:\/\/www.bulletnews.in\/telugu\/why-you-need-an-emergency-fund-and-how-to-build-one\/","title":{"rendered":"Why you need an emergency fund, and how to build one"},"content":{"rendered":"<p>An emergency fund is money set aside for sudden costs such as a job loss, a medical bill or an urgent repair. It keeps you from borrowing at high interest or selling investments at a bad time.<\/p>\n<p>A common rule of thumb is to keep three to six months of essential expenses. People with irregular income or dependants may want more. Start small: even a first target of one month&#x27;s expenses is useful.<\/p>\n<p>Keep the money in a separate account that is easy to reach, such as a savings account or a liquid fund, and not in shares or anything with a lock-in. Set up an automatic transfer on salary day so saving does not depend on willpower.<\/p>\n<p>If you use the fund, rebuild it before you increase other investments. Review the target once a year as your expenses change.<\/p>","protected":false},"excerpt":{"rendered":"<p>An emergency fund is money set aside for sudden costs such as a job loss, a medical bill or an urgent repair. It keeps you from borrowing at high interest or selling investments at a bad time.<\/p>","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[39],"class_list":["post-1055","post","type-post","status-publish","format-standard","hentry","category-business","tag-personal-finance"],"_links":{"self":[{"href":"https:\/\/www.bulletnews.in\/telugu\/wp-json\/wp\/v2\/posts\/1055","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bulletnews.in\/telugu\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bulletnews.in\/telugu\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bulletnews.in\/telugu\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bulletnews.in\/telugu\/wp-json\/wp\/v2\/comments?post=1055"}],"version-history":[{"count":0,"href":"https:\/\/www.bulletnews.in\/telugu\/wp-json\/wp\/v2\/posts\/1055\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.bulletnews.in\/telugu\/wp-json\/wp\/v2\/media?parent=1055"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bulletnews.in\/telugu\/wp-json\/wp\/v2\/categories?post=1055"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bulletnews.in\/telugu\/wp-json\/wp\/v2\/tags?post=1055"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}